Home Insurance Online

How much is homeowners insurance in IL for townhome that's not covered by the common insurance?

Home Insurance — Wed, 21 Oct 2009 08:19:53 +0000

I'm planning to purchase a townhome and the assessments does include common insurance. I've been told it doesn't protect any misc assets I have in my home in case a disaster occurs. I want to factor this into my monthly expense estimates. I'm looking for a purchase price at $200,000. How much should estimate for homeowners insurance? Is it a monthly and annual payment?

Who pays for the home insurance when you are owner financing it? Also in the state of Texas what insurance c?

Home Insurance — Sat, 17 Oct 2009 19:09:57 +0000

Jesse James has question:

Who pays for the home insurance when you are owner financing it? The seller or the buyer? Also in the state of Texas what insurance companies provide mobile home insurance?

Does home insurance cover when you rent out the house and the tenant causes a house fire?

Home Insurance — Thu, 15 Oct 2009 21:04:13 +0000

janey has question:

Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord's insurance or ask the tenant to buy renter's insurance? Where can i compare home insures? Thanks

Tags: home insurance covers, home insurance policies

What do I need besides homeowners insurance for 1st time buyer?

Home Insurance — Wed, 14 Oct 2009 14:58:00 +0000

Me and my husband are in the process of building a new home in Houston,TX and I wanted to know if anybody with experience had any advise into what else we should look into besides homeowners insurance? Is that all that we need?

Tags: Homeowners Insurance, homeowners insurance guide

Can your homeowners insurance policy be cancelled if you get a big dog?

Home Insurance — Wed, 14 Oct 2009 03:55:00 +0000

I know someone who had a homeowners insurance policy that was cancelled because of a big dog that her friend gave her. Is that allowed?

Tags: homeowners insurance guide, homeowners insurance policy

How can I buy home insurance if I use one room for my business?

Home Insurance — Tue, 13 Oct 2009 16:40:39 +0000

maximina has question:

Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as "not eligible" for home insurance. Is this true? How do I get around that? What's the best home insurance company?

Tags: get home insurance, Home Insurance, home insurance online

How can I estimate homeowners insurance when I haven't found a home?

Home Insurance — Tue, 13 Oct 2009 13:53:19 +0000

I'm trying to determine how much house I can afford to buy–but I need to know how much homeowners insurance and taxes are. Is there an easy way to estimate this?

Tags: home insurance cost, homeowners insurance cost

Who pays for the home insurance when you let your house?

Home Insurance — Tue, 13 Oct 2009 02:10:26 +0000

maria has question:

I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.

My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house.

Tags: home insurance guide, home insurance policy

Why is home insurance limited to each and every different type of disaster?

Home Insurance — Sat, 10 Oct 2009 16:19:19 +0000

Craptacular Wonderment has question:

The home is either livable or NOT livable…it matters NOT what disaster ruined the home..

Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident…. a disaster is a disaster… the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise?

How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren't refunded some of that money you spend year after year after year?

Again, once you've paid in insurance the amount of the home value.. what difference does it make if you replaced the home 'money-wise' already in insurance premiums? Why not spend those premiums on a second home instead?

Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I'd love to hear more solutions.

Tags: home insurance guide, home insurance policy

Can you get money off your homeowners insurance for an auto accident?

Home Insurance — Sat, 10 Oct 2009 00:13:03 +0000

I was in an accident where I didn't have insurance on my vehicle and neither did the other driver. Am I able to use my homeowners insurance to get money to pay for medical bills from the accident? My husband said someone at work told him about this, but I have never heard of it before.

Tags: homeowners insurance guide, homeowners insurance policy